Joseph Viganola - Cardinal Financial

My refinance loan was awesome! Thanks to Jenn Siegel and Debbie Rosado who made my loan quick, efficient, professional and most of all understanding my need in keeping affordable for my budget. Thank you for all your hard work. I will definitely work with Cardinal financial in the future or recommend to Joe Viganola and his great staff.

I would highly recommend Derek Rodriguez with Cardinal Financial. Him and his team made the home buying process so easy, understandable, and stress free. If I could, I would give 10/10. Thank you for the time and patience.

Joe and his team worked hard and wee upfront with the process. At the end we had some uncertainty and they did everything they could to get my loan cleared to closed in a pinch. This is a top tier team.

"Joe Viganola and his team at Cardinal Financial of 115 River Rd suite # 109 Edgewater NJ, took upon my refinance out of a short term financing, and which was an extremely complex and delicate refinance of my 4 family in Union City. This was after many other lenders were not able to complete my loan. He did not give up and he spoke on my behalf to the other broker in order to assist me through the refinance. I can say with 100% certainty that Joe and Cardinal Financial, got me out of a very difficult position. On May 31 2023 we were fully funded! I'm so grateful for his professionalism and dedication. Now, he secured me a 30 year fixed term! Such a relief! Now I can move on to better projects. Great loan officer and great team at Cardinal Financial. Katheryn Hoban -Union City NJ

This company is the best everything was great they set you up an apt in your email which was very helpful in my process. I do recomend this company for your first time buyers loan.