Highlands Residential Mortgage

James was a great help and an awesome person. He was incredibly helpful and I always enjoyed getting the chance to talk with him. He worked with us for close to 8 months, was very patient with us, and offered us some great guidance for being first time home buyers. I thoroughly enjoyed working with him. Every time I got the chance to speak with him, it felt like I was talking to a friend, and not a "salesman" per se. We built such a good relationship with him that we turned down a slightly lower rate from another lender because we knew that we would get a much higher quality service from him, and we valued that greatly.

I recently purchased my 1st home with Highlands residential Mortgage. Bill Calder and his team went above and beyond in seeing that everything we needed to complete the purchase was received by them and verified. It was a challenging endeavor being out of state, but Bill kept in constant contact with me, and ensured a smooth mortgage process. My own bank would not offer me a loan regardless of my significant account balance and excellent credit. Bill took the time to look at my situation and realize that I am actually well qualified to purchase a home. I would definitely recommend Highlands to anyone looking to make a purchase. Dave C.

I just had a closing with Highlands Residential Mortgage and it was absolutely seamless from start to finish. Bill Calder did an excellent job and attended to every detail and kept us updated throughout the process. I would highly recommend reaching out to this great company and let Bill assist you with your next loan. You will not be disappointed!!!

James is by far the very best mortgage broker we have ever worked with. We were going through difficult times with my husbands health , but thanks to James all our closings went through without a hitch. He is wonderful

We recently refinanced with Bill Calder and team at Highlands and we were very pleased with their service. They were very pleasant to deal with and explained everything as we went through the process. I highly recommend them to anyone, whether buying or refinancing. Just finished that refinance and we are now getting ready to refinance our second home with Highlands.