Tim Oddo - Reverse Mortgage Branch Manager with Simple Reverse, a DIVISION of Luminate Bank

We've had the opportunity to close multiple reverse mortgage transactions with Tim, and he is truly a professional. Reverse deals can be complex, but he does an excellent job educating his clients, setting clear expectations, and keeping communication consistent throughout the process. His files are organized, timelines are respected, and he works collaboratively to ensure smooth closings. It’s always a pleasure working with him..

I partnered with Tim on a Reverse Mortgage for one of my clients. The client used the product to purchase a home. Tim did a fantastic job. He was professional, responsive, and incredibly patient in explaining the details to both the borrower and their family. The Realtor was pleased with how quick and smoothly everything went. The family felt supported every step of the way. I truly appreciate Tim's expertise and wouldn’t hesitate to refer clients to him again. He can originate nationwide. This property was in Kentucky.

Tim was very professional, always available for text or calls when I had questions. He also had all the answers & knew how to explain the Reverse Mortgage & process. Surprisingly it took a little over 3 weeks to get this mortgage done. I would recommend him if you are looking to do a Reverse Mortgage! He is also a nice, personable man! Thanks Tim!

A giant thanks to Tim Oddo and his team for their amazing work on our recent HECM loan. From start to finish, Tim was transparent, responsive, knowledgeable, and efficient - easing some stress in a major life change. Tim was exceptional working with us through some unique needs to provide my mother-in-law’s HECM. I’m so grateful for his professionalism and heart - highly recommend!

Tim Oddo was great to work with. We had a small issue come up during the process, and Tim took care of it right away. He explained everything clearly, was very responsive, and made the whole experience easy and stress-free. I would absolutely recommend him to anyone looking into a reverse mortgage.