Home State Bank

I have been a mortgage customer twice at Home State Bank. Our mortgage banker Joe Starzynski has guided us through the process and it has gone well both times. I like working locally and Home State works for me. We went from initial application to closing in 23 days. I heartily recommend them!

Joe Starzynski helped guide us through the complicated process of buying a new home. He helped determine how much we could afford and then walked us step by step in the process of attaining our goal from paying down debt to shopping for homeowners policy to everything in between. He is the man to work with st Hone State Bank, a truly local business looking out for my best interest. Thanks Joe!

Joe Starzynski at Home State Bank was so great to work with! He gave us good advice and was always available and got right back to us when we had questions and he was so pleasant and helpful. I highly recommend Joe and Home State Bank.

Online issues constant now. Can't update information like email, etc. Bank at the same bank as a family member and became a signer on their account so someone at the bank decided to change our address in our profile. Technical difficulties error message keeps popping up and they claim it is due to snow. Well this has been going on for over a month, not just the past week and what did snow have to do with it? I have worked IT and happen to know that the network systems will switch to backup generators so the entire system doesn't go down. One night everything balance and the next day the balance amount changes without reflecting any new transactions. Keeps happening. Really disappointed. Really fed up. Changing banks.

So, I was looking for a new bank closer to home. Wasn't looking for anything fancy, just an old-fashioned bank with truly free checking that still sends paper statements and doesn't require online banking. I noticed that this branch has a few locations, so I started my online research. Then I called and asked a few questions, and ultimately I went in to open an account. My overview is below. Will update after I get to know them better. Appearance: cute and clean. What appeals to me is the historical significance. This was the old Post Office. See the pics I posted. Wait time: Only one personal banker so I waited a half hour, and no one came over to apologize for the wait. Knowledge/policies: Needs improvement. The teller told me over the phone that there would be a 4.95 per m