Harbor View Funding

My husband and I recently worked with Michael Mannino and team for our mortgage loan. He was recommended to us by our fantastic realtor Jake Sullivan for the purchase of our new home. From the very beginning Michael has not only shown exemplary professionalism in handling the loan, going above and beyond with clear communication, but has a calming demeanor and wonderful personality. He was extremely helpful in explaining the entire process from start to finish, even creating custom videos walking us through the most important deal points in the extensive amount of paperwork, which was incredibly helpful. We truly could not have done this without him. Buying a home is a very stressful time but it could not have gone any smoother with Michael. I highly recommend him and his team.

All of my clients love Michael and so do I! I have worked with many lenders and none of my clients have talked about other lenders like they do with Michael. They love how informative, calm, and smooth he makes the process. He is so detailed and educational that he takes out the stress and allows buyers to feel confident in their decisions - they actually know what is going on. All of my clients love Michael! He also makes me look good because we work as a team. Listing agents are always impressed with his timelines and professionalism, which helps my buyers get their offers accepted. Overall, Michael is always on it, transparent, informative, and just a great guy to work with. I am very grateful for our relationship and I am always excited to refer him with confidence.

We were so happy with our experience with Michael and the Ethos Lending team (Mario and Kim) and Josh. They made the process so simple and expedited everything for us to make sure we got to the finish line in time. They were very clear and concise about everything they needed from us and helped us understand all of the documents we were signing. As first time home buyers, we weren’t sure what to expect, but we truly couldn’t have done this without their help.

Michael served us in securing a loan for our first home and was an amazing asset throughout the purchasing process. He was always quick to respond to questions, knowledgeable about the financing landscape and current market trends, and overall very enjoyable to work with. As usual, be mindful of how much loan you're approved for versus how much is financially responsible to take on. Michael was quick to respond to our requests and ensured there was no friction with the financing aspect of our home purchase.

We had an overall OUTSTANDING experience with Michael and his team. He helped us every step of the way, answering every question we had and talking us through each phase of the process. His communication was best-in-class. He sent video walkthroughs of important documentation, and even leveraged his knowledge of HOA funding to make sure we knew what we were getting into with our condo. If we're ever buying another home, or if we choose to refinance this one, Michael will be our first call.