Carolina Mortgage Firm

I was a first time home buyer who had a million questions and Mike Pennington and his team were able to answer them all for me. Mike, David and Katie were so helpful through the process which occurred over the holidays under a tight time frame and they still were there day and night to answer all my questions. Not only did they make me feel comfortable during the process but they also found me the best rate. Mike is very knowledgeable and explained everything to me in depth. Thank you to Mike, David and Katie I look forward to working with you throughout the coming years. If anyone is looking for a company and team who are caring and passionate, I highly recommend taking a look at Carolina Mortgage Firm as they seem to be one of the best in the business!

Mike Pennington is AMAZING!! My husband and I have had the opportunity & pleasure of working with him multiple times - he always goes above & beyond for us. Super grateful to know him / have someone we trust for anything mortgage related! Thanks Mike & team (especially another thanks to Allen & Katie there as well, for their help in the office during our document signing appointment)

Would give more than 5 stars if I could. I did a refi with Michael and he has been amazing. Mortgages are one of those spaces that when you're working with someone they HAVE to know what they're talking about and they HAVE to have options for you. Everyone's situation is different and we were in an interesting one owning a business and how that tied in to underwriting. We thought we'd have to wait another 5 months but Michael found a way to get it done. Beyond impressed with him and his teams abilities and knowledge.

I had a fantastic experience working with Chad at Carolina Mortgage Firm. Chad was incredibly responsive, secured the best possible rate, and was always available to answer questions throughout the process. They made what could have been a stressful experience feel smooth and manageable. I truly appreciated his professionalism and support every step of the way. Highly recommend!

We had an outstanding experience working with Daniel and Jill at Carolina Mortgage Firm! They played a crucial role in helping us secure a mortgage for our amazing new place in Uptown Charlotte. Daniel was incredibly knowledgeable and went above and beyond to clear potential roadblocks with the condo building we purchased in. His dedication was evident every step of the way—he even stepped in to assist our realtor at an open house and took the time to meet us in person at closing, which meant so much to us. Jill was equally wonderful to work with, ensuring our file was processed smoothly and providing quick, clear responses to our questions. Her efficiency and attention to detail helped make the mortgage process as seamless as possible. We highly recommend Carolina Mortgage Firm to anyo