Shant Banosian at Rate (NMLS #7206)

We worked with Ross Wilson on Shant's team. Ross was helpful and extremely responsive throughout the process, always quickly responding to emails and returning phone calls promptly. Rate's system for managing documentation meant that we knew exactly what docs we needed to provide and made it easy to upload and track them. We were also able to lock in a highly competitive rate. We had a somewhat accelerated closing schedule but Ross assured us that Rate could meet the schedule and we were cleared for closing well in advance of the scheduled date. Overall the process went very smoothly and we felt fortunate that we had been introduced to Shant and Ross.

I worked with Shant’s team for my initial mortgage last year, and this month I had the opportunity to work with Andres from his team on my refinance. The experience was excellent from start to finish. Andres conducted thorough due diligence and was extremely patient in walking me through the different refinancing options available. He clearly explained the pros and cons of each scenario. Once the process began, everything moved incredibly smoothly. Nearly all steps were handled digitally, and the loan closed exactly on the expected date, with no surprises. I would highly recommend Shant’s team. They are professional, responsive, and truly act in their clients’ best interests.

Shant and his team (Guarantee Rate) are the truth! My journey with Shant in March 2025. I wanted to buy a house, I looked up loan lenders online to kickstart the process with the goal of buying a house by February 2026. He kept it a buck. He appeared as a very knowledgeable individual. He connected me with a realtor (Tyler Richards with Realty One Nest). Both were patient and great to work with. They checked in with me periodically. When I got to know my realtor, he told me that Shant is not only the top loan originator in MA, but also in the entire U.S., all agents know him, if he backs you up on your offer and his name is on it, you’d get through. If you don’t believe it, just ask any realtor, or any Law Firm (you’d need a lawyer for a purchase/sale transaction in MA). Ethics, transpar

Shant, Ross, Rose, Lisa, and team did a great job securing us financing on our own home purchase. They advised us on products that were ideal for in our situation as well as guided us through the pros/cons of options within our loan we chose. Answered all my questions, had patience with and engaged me when I wasn't being the easiest client, and always provided lightning fast communication. I've used them for my own financing and have had many clients happy with them as well. A+

We are incredibly grateful to have had Shant help us purchase our home. From the very beginning, he asked all the right questions and put every piece in place to ensure a smooth and successful loan process. I kept waiting for something to go wrong—and it never did. The transaction was seamless from start to finish. If you’re lucky enough to have Shant handling your loan, you’re in excellent hands. He is a true professional and exceptionally good at what he does. Thank you, Ted!