Ruth Ann Dunham-Service First Mortgage

From the moment we met Ruth Ann through Housing Channel, we knew she was someone we could trust and who would genuinely be in our corner. She went above and beyond every step of the way to make sure we felt supported, informed, and confident throughout the entire homebuying process. She guided us early on, helping us get fully prepared with all the necessary documents before underwriting even began, which made the process so much smoother. Ruth Ann’s communication was always clear, quick, and consistent; not once did we feel left in the dark. She was incredibly responsive and patient, always taking the time to answer our questions and make sure we understood every step. One of the things that really stood out was when our realtor was out of town, Ruth Ann went out of her way to help us ar

Ruth made it happen for me in my brand new home. You can tell she has been in the business for a long time. She has a great team. Even if it seems you are in the dark at times, know she is working hard behind the scenes. She explains this clearly. She was there in person on my signing day, which meant so much to me. Thank you, Ruth.

This woman knows her stuff! She and her team helped my wife and I twice in the past 5 years and did an outstanding job through the entire process.

Ruth Ann is a very knowledgeable , pleasant woman. Timely with appointed meeting and thorough . Answers with clarity for all your closing, investment property questions. Top notch!

Ruth is an attentive and knowledgeable Loan officer who goes above and beyond to assist you in your mortgage needs. Highly Recommend.