Loan Factory, You First Realty

Absolutely outstanding experience from start to finish to work with my broker Dan Horgan. This was a complex refinance with tight timelines, and He handled every detail with professionalism, transparency, and genuine care. Communication was clear and proactive, —no surprises. I felt supported the entire way and truly appreciated their integrity and follow-through. Highly recommend to anyone who wants a smooth, trustworthy refinance experience.

I can’t say enough great things about Dan! He went above and beyond for us during a very stressful time. My wife was 8 months pregnant, and we told Dan that we needed to close escrow before her delivery to avoid any added pressure. Not only did he understand our situation, but he jumped into action immediately. Dan found us the best interest rate available and worked incredibly fast and efficiently. Thanks to his dedication, clear communication, and professionalism, he managed to close our escrow in just 3 weeks — much faster than we ever expected! Throughout the entire process, Dan kept us informed, answered every question, and made everything smooth and stress-free. We truly felt supported from start to finish. If you’re looking for loan officer who genuinely cares and delivers amazin

Dan Horgan was amazing, I would like to sincerely thank Dan for his assistance throughout the loan and closing process.His clear communication, attention to detail, and dedication made everything go very smoothly. I truly appreciate the time and effort he invested in helping me complete this purchase. It was a pleasure working with him, and I’m very grateful for his support during this important step. Thank you again for all your help.

Working with Dan has been amazing. He clearly has his client’s best interests at the forefront of all his endeavors. He goes the extra mile. He does all this with cheerfulness and respectfulness. I cannot wait to save and purchase another property with him ASAP. I appreciated his thoughtfulness, expertise and compassion, and have recommended him to my closest friends. We just closed escrow and it could not have gone better. His expertise and compassionate guidance exceeded expectations. You will be thankful for working with Dan.

So easy to work with. They offered the best rates, even beat my credit union! Excellent communication. I would not hesitate to recommend them or work with them again. 5 stars.