Land Home Financial Services - Fort Myers, FL

Get ready for a long review about the WONDERFUL Scott Kopko: When I was 7 months pregnant I was left by the father of my child. I was living in Ohio, and had no help. I was in the hospital every other day my whole pregnancy due to HG, lost over 30lbs, had to wear a zofran pump, and had to leave my job because of my ex. After having my son, I needed to move to Florida to be with family. I needed a place for us, but that I could move my mother into as well. Buying a home for us was the best option, so I started my home buying journey. From the beginning Scott was knowledgeable, kind, funny, and went out of his way to explain EVERYTHING - some things a few times because I'm not great with numbers. He was always accessible. Having a 9-5 job as a single mother - being able to call him at 10pm

Working with Scott at Land Home Financial Services was amazing. He was there to help us through the entire process. Extremely easy to talk to and very good at making sure my wife and I understood everything. He was always available to answer any questions we had and trust me we had a lot! He was just a pleasure to deal with.

Scott, was a true professional! He made sure I understood everything we were talking about, kept me up to date on the next steps that were going to happen and made the process of getting a mortgage painless and stressless! It was a pleasure to work with him. Always took my calls and answered my emails in a timely manner. Never made me feel like I was bothering him! He is a great person to work with!!

Haven’t had issues with my loan as of yet. Have tried to cancel my PMI for over 2 years now with no luck. We have been well past the threshold for needing PMI on our loan (78% LTV according to their terms), but there seems to be an endless supply of mixups and red tape which they put up to stop us. First it was that we hadn’t made enough upgrades to the home, even though the home had appreciated with others during the time post covid. Then they said they had an appraiser reach out to us who never did. It’s the usual runaround you’d expect from a government or insurance agency, but extremely frustrating to deal with when it’s costing you money every month.

It seems that after people cash up their checks, totally forget about you as a valuable customer. Meaning, that a year later you have a problem, and you need some questions to be answered, your phone calls and emails are no longer important. You are pretty much on your own.