Cole McInturff Loan Officer

Cole and the HST team have been an incredible partner allowing my wife and I to buy our first home. To start, the pre-application process is very tech friendly and seamless. Cole has intricate knowledge on the mortgage products the market is offering and listens to your personal needs to find the right product. Cole proved his value on why it’s important to find the right lender in purchasing. I had a Verizon Internet collection for not returning a router in 2020. The initial lender I spoke with explained that “it is what it is.” When I engaged Cole, he advised me how I can request Verizon to confirm the collection was paid and leveraged his credit specialist team to remove it from my report. The result was 50+ point improvement and a .25% lower rate. To add to it, his team underwrote our

Cole and the team were great partners as we bought our first home. Cole and my husband were in near constant contact via text during our home search, and he was extremely helpful with providing frequent proposed loan breakdowns on different properties so we could get an accurate sense of the loan picture as we considered each one. Once we got an offer accepted, the team made it a seamless process to closing with their online document portal and clear communication. Highly recommend working with them for your mortgage.

Cole helped us secure our dream home right before my husband and I flew out of town for our wedding! As first time home buyers, Cole guided us through this process and made it incredibly easy and seamless. We were able to close quickly and stress free. Coming home from our wedding and being able to close and receive they keys to our beautiful home was the best feeling and could not have been done without all of Cole's hard work. For anyone starting the home search/buying purchase, I highly recommend reaching out to Cole. He is dedicated and makes the home buying process a wonderful experience!

Cole helped us purchase our new home on Lake Anne. Cole made the entire process incredibly easy - he is diligent, responsive and incredibly personable. He supported us from start to finish (even popped in at Closing) so that nothing was a surprise and we always knew what where we were and what was next. He helped us get a great deal at a less than great time. Highly recommend anyone to work with Cole as we will again in the future.

I appreciate Cole's care and diligence in ensuring every aspect of my home loan was handled from start to finish. I started my loan application process while stationed overseas, and Cole was available on the weekends and early mornings to accommodate my being on a different time schedule. He was super responsive to every question and ensured I knew everything was on track. From the time the offer was made to being cleared to close was less than three weeks. I would work with him again in the future. Highly recommend Cole to anyone in need of a loan!