Capital City Home Loans

Fernandina Beach, FL · Mortgage lender

Rating
5.0/5
★★★★★ 5.0
Reviews
20
Rank in Fernandina Beach
#4
of 72 real estate agents
City Percentile
62%
rating percentile
Address
Capital City Home Loans, 1884 S 14th St, Fernandina Beach, FL 32034
Phone
(904) 301-4492
Website
cchl.com/locations/florida/amelia-island
Status
Closed · Opens 9 AM Mon

Capital City Home Loans is a real estate agent located in Fernandina Beach, FL. It is one of 72 real estate agents listed in Fernandina Beach. Its 5.0-star rating is above the Fernandina Beach city average of 4.6 stars. It ranks #4 among Fernandina Beach real estate agents by combined rating and review volume. There are 5 photos associated with this location.

Hours

SaturdayClosed

Customer Reviews

★★★★★ 5.0 Liz R · Oct 2025

If you need a mortgage or loan don’t call anyone other than Ben Stevens from Capital Loans. He is very knowledgeable and experienced in his field. Highly recommend Ben! Love our new beach house, thanks Ben

★★★★★ 5.0 Kristen Cowling (Team Cowling) · Mar 2025

Meredith Shave enthusiastically and immediately responded in the affirmative to a text message I sent on a Sunday night asking whether she would have time to meet with my out of state Buyer on Monday before his scheduled flight out on Tuesday morning. During the meeting, Meredith presented several financing options for consideration for his unique situation. Meredith's knowledge, experience, professionalism, responsiveness, initiative and integrity instilled confidence that Capital City Home Loans was the right lender for this transaction. Meredith and her team closely communicated with the Buyer and everyone else involved throughout the process and were able to close the loan within 30 days. I am very grateful and highly recommend Meredith Shave, Ben Stephens, Austin Barnhill and Beth

★★★★★ 5.0 Joe Parrish · Jul 2025

Meredith is great to work with at Capital City, she is always available to answer questions and help buyers navigate the buying process ! I've had several transactions with Meredith and I've never had to worry about any details getting overlooked, and all of my customers loved working with her.

★★★★★ 5.0 Kathryn Lott · Feb 2025

Working with Ben, Beth, Meredith and Austin was nothing short of wonderful! Through a stressful process, I could call Ben and have instant feedback and we were working towards a viable solution within no time at all. It was certainly one of the best experiences working with a mortgage company to get the best rates and outcome for our family.

★★★★★ 5.0 Hank Burnham · Jun 2025

Ben Stephens and his team at CCHL spent time getting to know me, and in doing so, were able to find the best fit for my financing needs. They took time in helping me understand the options in layman's terms. Some competitors ignored some of my questions and other questions were met with answers that left me confused. I did not have that experience with CCHL. All of my questions were answered. Ben and his team were courteous, professional and treated me with respect. In addition, they were prompt in informing me of important deadlines and kept the entire process on schedule. I highly recommend Ben Stephens and his team at CCHL.

Accessibility & Amenities

✓ Wheelchair Accessible Entrance ✓ Wheelchair Accessible Parking Lot

Services

Mortgage lender

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This listing is informational. Contact the business directly to verify credentials, services, and availability.