Your Lending Team - Stephanie Ham - Kappel Mortgage Group

We had a great experience working with Stephanie and Jessica as our lenders. As first-time homebuyers, we had a lot of questions, and they were always informative, patient, and incredibly responsive throughout the entire process. They took the time to explain our options clearly, kept everything moving smoothly, and made what could have been a stressful process feel straightforward and well-managed. We always felt informed and confident in each decision thanks to their guidance. We would absolutely recommend Stephanie and Jessica to anyone looking for a knowledgeable, reliable lending team.

We've worked with Stephanie and her incredible team for over ten years now- through two home purchases and two refinances. They have been absolutely outstanding every single time. Their communication is unmatched, keeping us informed and confident through every step of the process. Another thing that sets them apart is their support doesn't end once the loan closes. Stephanie stays in touch year-round, checking in even when we are not actively buying or refinancing. For example, they followed up on supplemental property taxes a full year after closing on our last home purchase to make sure everything was properly handled with our mortgage company. Talk about going above and beyond! We couldn't recommend Stephanie and her team more highly!

Stephanie was incredible to work with in securing the loans for our farmhouse in Tolenas. Our situation was a bit unique, but she went above and beyond to find the right financial setup that worked for us. Her communication was always clear and timely, and her problem-solving skills made the whole process so much smoother. Thanks to her hard work, we’re now able to continue growing our farm business on our new land, and we couldn’t be more excited. We’re so thankful for her support, we highly recommend her, and we wouldn't hesitate to work with her again on future transactions. 10/10 !!!!

Stephanie and her team are hands down the best mortgage people to work with. They are so knowledgeable, there wasn’t a question I threw their way that they couldn’t answer. And all with a friendly smile and kind words. I would highly recommend Stephanie to anyone looking for help with anything mortgage related, every time.

My husband and I are first time homebuyers and were recommended to Stephanie via my mom, who has worked with her through many home purchases and refinancings. Buying a home is such an involved process with so many different calculations, forms, and other legal jargon that I could never possibly get through myself, even as an accountant who deals with documents like this all the time. Stephanie and Jessica were there to help every step of the way and broke everything down into terms we could understand very easily. The sellers of the home we just purchased wanted an expedited 3 week escrow and they were able to turn things around so fast to make it happen. Can’t recommend them enough!