X5 Home Loans

I had an outstanding experience working with Kathleen and Justin at X5 Home Loans. From start to finish, they were professional, responsive, and incredibly supportive throughout my mortgage process. They took the time to explain every step clearly, answered all of my questions with patience, and guided me through the entire process. Their communication was excellent, and I always felt informed and confident about the next steps. Thanks to their dedication and attention to detail, I was able to secure my mortgage and purchase my new home. I’m truly grateful for their hard work and commitment. I highly recommend Kathleen and Justin to anyone looking for a knowledgeable and trustworthy mortgage team. Thank you both for helping me make this dream a reality!

Jake Kallgren and Tom Schiavoni were excellent people to work with! We came from a different “.com” mortgage loan company and had a negative experience and when we explained that to Jake from the start, he ensured we would absolutely not have anything like that happen working with X5. He stuck to his words on that 100%. Jake and Tom were both so wonderful at communicating with us any day/time of the week. They also provided us with what documentation they knew underwriting would need, so we’d have no surprises and could get approved in a timely fashion. I cannot not say enough great things about them and their company! I will absolutely recommend them to everyone I know. I would give higher than 5 stars if possible because they were just so great to work with on financing our first home

Justin and Tom absolutely crushed it on my home purchase. They worked FAST. If I needed anything or had a question, they were always a quick call or text away. I would recommend X5 Home Loans to anyone looking to save money and have a truly seamless homebuying experience. I will definitely ring them up to refinance in the future!

Very friendly, knowledgeable, and punctual. My wife and I just purchased our first home through X5. Jake and Kathleen provided comprehensive powerpoints to explain the general process in conjunction with their professional insights. When we were still on the hunt for houses, they were available (eager to help too) on weekends and later on some nights when necessary. We both had a great experience and I will definitely be recommending X5 to friends in the future.

Can’t say enough about the experience we had with X5! Jake and his team were incredibly easy to work with and get in touch with every step of the way. Jake went out of his way to make sure we understood each step that came along and worked hard to ensure we walked away with the best rate possible. Highly recommend if you’re looking for a smooth home buying experience!