VIP Independent Mortgage - The Cloud Team

San Antonio, TX · Mortgage lender

Rating
5.0/5
★★★★★ 5.0
Reviews
20
Rank in San Antonio
#41
of 1881 real estate agents
City Percentile
82%
rating percentile
Address
VIP Independent Mortgage - The Cloud Team, 7010 W Loop 1604 N Suite 107, San Antonio, TX 78254
Phone
(210) 660-5626
Website
www.cloudteamhomeloans.com
Status
Closed · Opens 9 AM Mon

VIP Independent Mortgage - The Cloud Team is a real estate agent located in San Antonio, TX. It is one of 1,881 real estate agents listed in San Antonio. Its 5.0-star rating is above the San Antonio city average of 4.0 stars. There are 10 photos associated with this location.

About VIP Independent Mortgage - The Cloud Team

Known in the industry as the Mortgage Unicorn, Megan has been helping prospective homeowners in all of Texas since 2009 and consistently ranks at the top of her profession. She's ranked as a Top Lender in San Antonio and Top 1% in the Nation! She's... More

Hours

SaturdayClosed

Customer Reviews

★★★★★ 5.0 Andrea Lopez · Jan 2026

Just had the most amazing home buying experience with Megan Cloud and her team—we even closed 14 days early! Communication was outstanding; I always knew exactly what was going on and what was needed from me. Megan is personable, incredibly knowledgeable, and truly an expert at what she does. I am forever grateful for her guidance and support throughout this process and could not recommend her team more. Megan has not only become my go to lender but a great friend. Work with her, you will not be disappointed!

★★★★★ 5.0 Mari Prieto · Feb 2026

This review is long over due!! Megan Cloud with VIP Mortgage – The Cloud Team went above and beyond for me, as they always do! I initially went with Rocket Mortgage since they already had my loan, but the numbers weren’t making sense and they ultimately flat-out denied me. Funny enough, once they realized I was working with another lender, they suddenly started calling, texting, and emailing nonstop, saying they could help me this time… yeah, right! Megan truly saved me on this NM loan. She also saved me years ago when she successfully closed on my home in Texas after another lender left me hanging. Megan and her team are absolutely amazing—knowledgeable, responsive, and genuinely caring. I highly recommend Megan and the Cloud Team at VIP Mortgage to anyone looking for a lender they can t

★★★★★ 5.0 Deriana Hernandez · Feb 2026

I cannot say enough amazing things about Megan and her team. This file had been in progress since NOVEMBER with another lender, and unfortunately we were not able to get it to the finish line. Megan stepped in at the beginning of January and was able to accomplish in LESS than a month what we couldn’t get done in months. She communicated with us every step of the way, kept both myself and my clients informed, and most importantly, she made the impossible possible. We officially received our Clear to Close 🎉🎉🎉🎉🎉 I’m truly in disbelief (in the best way) at how smooth she made this process after such a long road. I’m beyond honored to work alongside her and her team. If you’re looking for a lender who fights for your clients and gets results, Megan is it! — Deriana Quijano, REALTOR®

★★★★★ 5.0 Lili Luci · Jan 2026

Megan Cloud and The Cloud Team at VIP Mortgage are absolutely wonderful to work with. Megan is knowledgeable, responsive, and truly committed to making the lending process smooth from start to finish. Her communication and attention to detail help create a great experience for both agents and clients. I always appreciate her professionalism and dedication, and I highly recommend her and her team!

★★★★★ 5.0 Rommy Deais · Dec 2025

Megan is one of the best lenders I’ve ever worked with. I’ve been in real estate a long time and very few lenders operate at her level. She’s saved me and my agents on multiple deals that other lenders just couldn’t get done. She just closed one of my VA buyers in under 20 days. No drama, no excuses, just handled it. But what really stood out was this. I had another lender on a different deal giving me and my client information that made absolutely no sense. Megan wasn’t even the lender on that file and she still stepped in, got on the phone with him, and literally taught him how to do his job without making a dollar from it. That says everything about who she is. She’s sharp, she cares, she communicates, and she actually solves problems. If you want a lender who fights for the deal and

Accessibility & Amenities

✓ Wheelchair Accessible Entrance ✓ Wheelchair Accessible Parking Lot ✓ Wheelchair Accessible Restroom ✓ Wheelchair Accessible Seating

Services

Mortgage lenderFinancial consultantFinancial institution

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