United First Mortgage

Working with Cruz Vigil has been one of the best decisions we’ve made during our home buying journey. We first connected with him over the summer when we were considering buying a townhome, and even though that deal didn’t end up being the right fit Cruz stayed patient, supportive, and incredibly proactive the entire time. He never pressured us, never rushed us, and always made sure we understood every option on the table. Fast forward to now, and Cruz helped us secure our first single family home and we couldn’t be happier. He walked us through every step from explaining loan types to running numbers with us over and over again until we felt confident. His communication was fast and clear and he genuinely cared about helping our family make the smartest move. What stood out most is how co

Cruz Vigil is a master of his craft, and his experience and explanation of the loan process gave us confidence that we were getting the best loan for our purchase. He met with us over Zoom and shared his screen, so we could clearly see all of the available options and how adjustments would affect the terms of the loan in real time. He was personable and professional and willing and able to answer any and all of our questions. He had an established relationship with our realtor and reliably and clearly communicated with us and her. He followed up to ensure all parties had the documentation and information needed and was very responsive at all reasonable hours to answer questions, provide updates, and explain the loan process. Working with Cruz made the home-buying process less stressful

I worked with Kody on my home Refi. Kody & his team were amazing and efficient got my loan done in less than 30 days. He is easy to communicate & fast to respond to any questions and explained loan terms in plain language. No doubt I would recommend him or use him again. Thanks Kody Great Job!

Kody was awesome to work with. Me and my boyfriend are first time home buyers and he helped us through every step. He made the process run smoothly and fast! Highly recommend him

Cruz was great to work with throughout our loan process. He explained things clearly, kept us updated at every step, and made everything feel straightforward. He was quick to respond to questions and made sure we understood our options. We really appreciated how smooth he helped make the whole experience. Highly recommend working with him.