Stephen Moreno, IV - Capital City Home Loans

We had a fantastic experience working with Stephen Moreno, Laura Francis and the team at Capital City Home Loans! It all started as a serendipitous find through a late night Google search, but Stephen’s video on his LinkedIn profile solidified our choice in him, and we couldn’t be more grateful for it. From start to finish, Stephen made the mortgage process smooth, transparent, and as stress-free as possible. As buyers purchasing a second home, we appreciated how Stephen walked us through every step, answering all of our questions with patience & clarity. Stephen really stood out was when we submitted an initial inquiry, around 11:00 pm on a Sunday, and Stephen responded first thing the next morning, even though it was a holiday Monday. That level of attentiveness was incredible. Steph

Stephen was an absolute pleasure to work with. As a first-time homebuyer, I really appreciated how professional, kind, and patient he was throughout the process. He took the time to explain everything clearly, maintained consistent communication, and kept us informed every step of the way. I always felt supported and in good hands. Highly recommend!

Extremely easy and straight forward. Every step of the process was explained to us in detail. The video breakdowns gave us great insight in order for us to make well-informed decisions for our home. Very kind and professional service.

Steven and his team went out and beyond accommodate our scenario and circumstances. They work very fast, are always available to answer our questions, and kept us updates during the whole loan processes. It was a real pleasure to work with Capital City Home Loans and we cannot recommend them enough!

Stephen Moreno at Capital City Home Loans was such a breath of fresh air. For what normally can be a long, rigorous process, Stephen walked through our loan process with us step-by-step, from initial consult all the way through the approval. He was always available, helpful and enthusiastic with any communication, question or concern we had. My wife and I would highly recommend working with Stephen and the good folks at Capital City Home Loans for any of your home loan needs.