Service 1st Mortgage, Inc.

My husband and I worked with Alex Khojainov to refi our home's VA loan. From beginning to end, I have to say that Alex was very responsive. He at some point I'm sure felt very stressed, because Freedom Mortgage had an overwhelming amount of people trying to refinance, so it took over 2 months to refinance. Through it all, he kept us in the loop to reassure us he would be with us until the end. I would recommend Alex for your refinancing needs.

I worked with Alex for a VA IRRRL re-fi. 2.25% with no points it was a great rate. The lender on the other hand was terribly slow, it took 2.5 months from start to finish on a streamlined re-fi but that's not Alex's fault.

To: Loan Depot Wholesale Service 1st Mortgage, Inc. ATTN: David Ortiz, Sr. Mortgage Advisor, Sr. Loan Officer - NMLS ID:1663212 1415 Madison Park Dr #200, Glen Burnie, MD 21061 Subject: Letter of Appreciation and Recommendation Mr. David Ortiz: It is with great pleasure that I write this letter of appreciation and recommendation to you. I am a 100% disabled veteran and after 32 years of service and roughly 20 moves all over the United States and Europe I can honestly say my family and I have never been treated so effectively, efficiently and most important honestly by a real estate agent, title company or loan officer as you have treated us. Your congenial demeanor, demonstrated knowledge, effective and efficient proficiency saved us time and money and for this disabled veteran i

Mr David Ortiz was an awsome to work with very knowledgeable and on top of it. I would recommend him to all of my buddies first class service without a doubt.

Alex was very professional Alex explained everything about my mortgage he also followed up with me about everything I was very happy and pleased about everything I would recommend aAlex to other folks