Rocky Top Lending, Mortgage Broker

Russ is a trusted colleague and lender of mine that I have used to service several of my own clients! So of course I decided to go with him for my own recent purchase and was so impressed! He was fast, clear and consistent and so efficient! Russ is one of the best lenders around east Tn! He is so on top of everything! I was clear to close 2 weeks before orginal close date! I can’t say enough good things about him! Thanks for all your help! Can’t wait to do another one soon!

Love all of the attention to detail and care that John from Rocky Top gave us. He proactively looks out for us with market changes to make sure we don’t miss critical windows to refinance our mortgage to save money. We are grateful to him and the rest of his team. Such a blessing having you watch over us here in Watertown Tennessee!

John Renfro at Rocky Top Lending is truly exceptional. During a season where clarity and trust mattered most, John went above and beyond for our family. He was incredibly responsive, honest, and thorough, and he made sure we fully understood our options every step of the way. Thanks to John, we were able to refinance into a better loan with a lower rate and payment, which has made a huge difference for our peace of mind. He treats his clients like people — not transactions — and that means everything. We are so grateful for his guidance and would recommend him without hesitation to anyone looking for a top-notch lender.

The Rocky Top Lending team was outstanding, especially John Renfro. From day one, John made himself incredibly accessible and took the time to answer every question we had—no matter how small or how late in the process. He explained our options clearly, kept us informed at every step, and genuinely worked to get us the best mortgage for our specific situation rather than pushing a one-size-fits-all solution. Buying a home can be overwhelming, but John’s responsiveness, transparency, and professionalism made the entire process far less stressful. It was obvious he had our best interests in mind the whole way through. I would absolutely recommend John Renfro and the Rocky Top Lending team to anyone looking for a lender who is knowledgeable, reliable, and truly cares about their clients.

Russ is the Man!! Seriously he's so personal and gets things done. I completely felt like Russ made us a part of his family when he worked with us. When I buy my next home, I'll one hundred percent only ask him to help us. Great experience!!