Oceans Lending

If I could give them 10 stars I would!!! My experience working with James Ryan couldn't have been better! He went above and beyond in every aspect. I was very nervous going into the home buying process and didn't even know where to start. I was selling my family home at the same time that I was trying to purchase my new home and this made everything even more stressful. But James stepped in and not only did he give me all of the information I needed to be comfortable in the buying process, but also gave me advice that helped the sale go much smoother. I would 100% recommend James and his team to anyone interested in purchasing a home. His expertise and communication skills are unmatched and I feel like I not only got the best deal possible, but also made a lifelong friend that I can come t

James went above and beyond with helping me purchase my very first home. He was very informative and answered all my questions. James made the process go smoothly and helped me to remain positive. I’m so thankful that I chose Ocean Lending Mortgage. I have been in my home for a year now and I still go to James when I have questions about being a “new home owner”. He is definitely someone you can trust!!!

5/5!!! As a first time buyer, I had so many questions! When I started the process without any real knowledge, I completed many loan applications with multiple lenders and brokers. When I got connected with James, he made me realize that the broker I was working with was not giving me the best offer possible. I appreciate the fact that he brought this to my attention, and ever since then, he did everything he possibly could to get not only myself, but my mother (who also was in the processing of purchasing a home), phenomenal rates. Honestly, James lives and breathes work and ethic. He is on call 24/7 and treats you like family. This whole process took 1.5 years the market being what it is, never once did James lose his patience or stop encouraging me to get the property I wanted . Every t

Let me say this about James Ryan. Awesome, hardworking, very knowledgeable, fast, and on top of it. This was my very first house I bought. James made the whole process simple and very painless. I thought for sure I was going to pull out my hair. But James humor and kindness made me feel like we were all one big happy family. Every time I had a question it was answered with extreme quickness. Even after a few months later I needed some help and I reached out to James and to no surprise to me he was there eager and willing to help. James made everything we talked about seem as if it was the upmost importance. That I was the only person on his agenda. If I am to go through this process again I wouldn’t want anyone else on my team except for James. James your are the man I appreciate everyt

I am a real estate broker in Maryland and Pennsylvania. I was working with buyers who were pre approved, yet two lenders managed to reject them AFTER we were under contract. I cannot say enough about Oceans Lending, Hiren and Meadow hustled to get my buyers to closing on time. With less than two weeks they jumped through crazy hoops and delivered. I found Hiren Patel and Meadow Patel to be genuine, personable and honest. They set realistic expectations and NEVER under delivered on their promises. Oceans Lending not only got my buyers to the table in record time but saved them a significant amount of cash. My buyers paid LESS closing costs than they would have paid with either of the two previous national lenders they started with… to the tune of a $7,000 +/-difference. Oceans Lending did