Mike Sanchez at Rate (NMLS #860048)

Mike Sanchez and his team were exceptional from start to finish. Their efficiency, responsiveness, and professionalism made what can be a complex lending process feel seamless and stress-free. As a first-time investor, Mike’s knowledge of the market and lending options gave me confidence at every step, and his team operated like a well-oiled machine, even during the busy holiday season! They moved with impressive speed and precision, kept communication clear and ensured nothing fell through the cracks. Thanks to Mike’s leadership and his team’s coordination, the entire process stayed on track and exceeded my expectations — we closed in less than 3 weeks on New Year’s Eve! I couldn’t have asked for a better lending experience and highly recommend Mike Sanchez and his team to anyone looking

I had an outstanding experience working with Mike Sanchez, Kate Estep, and the entire team. The process was incredibly fast, smooth, and we closed right on time without any issues. Mike’s crew was amazing, and Kate Estep especially went above and beyond for us. Her customer service was top-notch — she kept me updated the whole way, answered every question, and helped me choose the best loan for my situation. I highly recommend Mike Sanchez, Kate Estep, and their team to anyone looking for a lender who is professional, responsive, and truly cares about their clients. Absolutely a 5-star experience.

It is rare when a person or service completely exceeds your expectations but that’s exactly what Mike at guaranteed rate did for our family. We had 14 days to close when our original lender dropped us after explaining that they won’t be funding VA home loans through the furlough. Through Mike and his team of professionals we were able to get funded and close on our first home in 11 days. There was never a time when there wasn’t constant communication via email, text, or phone call. Their portal is intuitive and convenient to use. We will always use them for any future funding needs.

Mike Sanchez and his team from Guaranteed Rate were amazing. My realtor Barbara Jennings recommended him and we were absolutely impressed on the precision and execution of the whole process. Once we found the house we were able to close within 3 weeks. Never had such a quick turn around. Thank you so much for getting us into our dream home right before the Holliday.

The entire experience from start to finish was exceptional. The team was very responsive and provided great feedback, They were professional personable, and I find them to be very experienced. I will most definitely use them again as well as recommended to my family and friends.. This is my second experience with Rate and I will continue to use them as my mortgage financing organization. Please keep up the good work. I appreciate Mike and the rest of the team.!