Mike Gallagher - American Pacific Mortgage

Mike is a stellar agent. We've worked with his team on three mortgages now, and never had a bad experience. They always go above and beyond to get things done ahead of schedule, even on weekends or late nights. Mike takes the time to make sure we didn't just get funded, but got the best loan option possible for our budget and situation.

Karen Cimera provided excellent customer service during the refi process. Her communication was fast and efficient. She placed my interests and needs top priority. This was my second refi with Karen and she made the process just as seamless at the first time. I highly recommend Karen if you are planing to buy a new home or want to refinance.

Mike and his team were simply amazing, allowing me to quickly acquire a loan and an amazing rate on my first home purchase. I would recommend Mike to anyone looking to purchase a home in the Bay Area and Silicon Valley - his experience and professionalism is unmatched.

Karen Cimera is absolutely the best re-fi person we ever have worked with. She is always keeping us informed & helping us along the way. She makes the complex easy to understand. I can highly recommend her for your re-fi.

Karen Cimera, is top notch as a Mortgage Advisor and our experience couldn't have been better. Everything was explained clearly, paperwork done in a timely manner and process was seamless.