Josh Osborne at CrossCountry Mortgage

We had an exceptional experience working with Josh Osborne and his team on our VA loan. From start to finish, their team was efficient, knowledgeable, and incredibly responsive. They truly understand the VA loan process and made everything feel straightforward and stress-free. Any time we had questions, they were quick to respond and always available to guide us through each step. Their communication was clear and consistent, and we always felt confident that we were in good hands. If you’re using a VA loan and want a team that is professional, organized, and genuinely cares about their clients, I highly recommend Josh Osborne. We are so grateful for their hard work and dedication in helping us reach this milestone!

I had a great experience working with Josh Osborne at CrossCountry Mortgage. From start to finish, Josh and his team did an excellent job guiding me through the mortgage process. They were professional, responsive, and always willing to answer my questions clearly and promptly. The entire process felt smooth and well-organized, and I truly appreciated how they kept me informed every step of the way. I would absolutely recommend Josh Osborne and CrossCountry Mortgage to anyone looking for a reliable and knowledgeable mortgage team. Thanks again for doing such a great job!

If you're looking for a mortgage partner in Sioux Falls who combines expertise, communication, and a truly client-first approach, Josh Osborne with CrossCountry Mortgage is outstanding. Josh is known for his exceptional responsiveness, clear guidance, and ability to make the lending process feel smooth and stress-free for buyers at every stage. His personalized financing strategies, upfront education, and commitment to long-term homeownership success make him a standout resource in our community. At Amy Stockberger Real Estate, we’re proud to feature Josh as a trusted Home Support Team partner because he consistently delivers the level of care, transparency, and professionalism our clients deserve. Whether you’re a first-time buyer, upgrading, or investing, Josh ensures you understand you

We just closed on our second home using Josh as our lender, and once again, he made the entire process a breeze. Josh is extremely knowledgeable about a variety of loan options and did an excellent job educating us on the details and terms of each option so we could make an informed decision. His communication, expertise, and efficiency made the experience smooth from start to finish. We highly recommend Josh and his team.

Josh and his team were extremely professional, courteous, and fast! It was less than a week from closing and we had to switch loan types. With that said, Josh and his team were able to pivot without hesitation and get things switched up and closed in a timely fashion. I would highly recommend Josh for anything you need that is home/loan related! Mark Thielbar