Jay Sondhi | U.S. Bank | Oakland Mortgage Loan Officer

I've worked with Jay and his team twice and I have had an exceptional experience both times. Jay is dedicated, resourceful, knowledgeable, kind, responsive, and so much more. I have no reservations in recommending him if you are purchasing or refinancing a home. In both cases that I've worked with him, he's saved the day with creative solutions and always a pleasure to work with.

Jay is an outstanding lender with exceptional knowledge and truly world-class communication. He knows how to get things done and is excellent at navigating and solving any obstacles that may come up along the way. He’s reliable, proactive, and someone I would highly recommend to anyone looking for a smooth and successful lending experience.

While we weren't able to work with Jay given a relationship the seller had with another banker, Jay was an incredible advocate for us in the process helping us understand the norms in industry around things like impound accounts, lender credits, and buying down points. He was incredibly responsive, positive throughout the process and approachable. We hope for the opportunity to work with Jay in the future -- and suggest you reach out to him for really competitive rates and support for first time home buyers.

Jay was great during our first homebuyers experience! So prompt with returning emails and call immediately, also answering all the questions we had as first time homebuyers. He also helped us to get our closing date very quickly!

I cannot recommend Jay Sondhi highly enough! As a first-time homebuyer, we had a lot of questions and concerns about the mortgage process, but Jay and his team made things much simpler. From the very beginning, Jay took the time to explain different loan options, walked me through interest rates scenarios, and broke down the calculations in a way that made sense. Jay was always patient and incredibly knowledgeable, ensuring we felt confident in my decisions. The entire process, which is over whelming overwhelming, turned out to be less stressful thanks to guidance and expertise. Also appreciated Jay's sense of humor and communication style! If you're looking for someone who cares, communicates clearly, and goes above and beyond to help, we highly recommend Jay!