Integrity Home Mortgage Corporation

I highly recommend Ernesto for anyone facing a complex or unique mortgage situation. He successfully navigated my closing through a government shutdown, a major snowstorm, and several last-minute lender requirements. He was able to secure a no-money-down loan and provided a level of responsiveness that is rare in this industry—often answering questions after hours and finding creative solutions to reduce my paperwork. His ability to remain calm and non-judgmental during a high-stress process made all the difference. Ernesto is a true professional who delivers results regardless of the obstacles.

Ernesto was a fantastic lender to work with! He helped answer all of my questions. walked me through the whole process, and was an excellent communicator. Since this was my first time buying I really appreciated all of the effort he put into making sure the loan worked for me. I highly recommend Ernesto's services, and would love to work with him again if I get the chance!

I just finished working with Ernesto Lamas - Integrity Home Mortgage Corporation on the purchase my clients' new home. His communications are fantastic, as he kept me updated about the loan status from the time my folks started looking at houses until the day we closed. In fact, he joined us at the closing table with our attorney. He was very quick to respond to all of my questions, which gave me great comfort and confidence throughout the transaction. As an agent in the Richmond area, I can say that he is one of the best loan officers I have worked with. Highly recommend!!!

Dave Spencer handled the refinance of our house. He did a fantastic job of keeping us informed every step of the way, ensuring our paperwork was in order and notifying us immediately of potential delays in the process. Such a smooth process, it was comforting to know he was on top of everything. He did such a great job, we turned to him once again to purchase a lot neighboring our own and once again, it was a fantastic experience. When it comes time to purchase a vacation property, you can believe that Integrity Home Mortgage will be who we call because of Dave Spencer. Thanks Dave, and team!

My friends and family and I all refer to Dave Spencer simply as the GOAT - because he truly is the greatest of all time. Dave is an impossibly hard worker. He is always friendly and happy to speak with you, regardless of the time of day. He has talked me off of the ledge countless times. And, whenever he has to deliver hard truths, he does so in the best way possible. I have referred Dave to every person that I know who has even considered buying a home. Dave is professional, he's responsive, and he's effective. I would, quite literally, trust him with my life.