Guild Mortgage - Ray Wallace

They helped me find and work out a loan that I could handle the payments on and could get the hone we wanted. They answered all my questions quickly, most often it was within an hour. They slowly went through all the paperwork so that I could understand things and made sure to explain things to me. These guys were really amazing to work with and I would highly recommend them, especially Ray.

Ray and his team made the entire home buying process so incredibly smooth and pleasant that I was truly shocked! Throughout the process, Ray took the time to explain every last single detail about our loan in videos that were emailed to me so I could watch them when I had available time. I honestly never ever (in the history of never ever) imagined buying a home could be so pleasant and easy. Thank you Ray and team!!!! You made a customer and friend for life!!!

As a real estate agent, I've worked with many lenders, but I chose Ray for my own personal loan—and I’m so glad I did. Throughout our entire loan process, he was the definition of professional. He is extremely organized, and his communication skills are outstanding. He made sure we were abreast of every status change and requirement, which took all the guesswork out of a complicated process. His high level of service is exactly why I not only trust him with my own finances but also confidently recommend him to all of my clients. If you want a loan officer who is on top of every detail, Ray is the person to call.

I first heard about guild mortgage from a good friend. She told me Ray Wallace was amazing. Me and my husband two years ago tried looking into getting a loan for a house and didn’t have a great experience. Ray Wallace changed that for us he walked us through everything that we needed to know about buying a home. I really don’t think me and my husband would have bought a home if it wasn’t for Ray.

Working with Ray Wallace has been one of the easiest parts of my job as a real estate broker. Ray consistently delivers the kind of customer service that makes my clients feel informed, supported, and genuinely cared for. He communicates clearly, stays ahead of potential issues, and keeps everyone in the loop—buyers, agents, and escrow alike—so the transaction moves smoothly from start to finish. When I send a client to Ray, I know they’re going to get honest guidance, real answers to their questions, and lending options that actually fit their situation. He’s patient with first-time buyers, sharp with complex deals, and steady when the pressure picks up. That combination is rare. Bottom line: Ray makes my job easier and my clients’ experience better. I trust him with my business, and I’