Golden Bay Mortgage Group DRE# 01989440 & NMLS ID# 1403489

Repeat customers for a reason. We’ve worked with Cam Villa at Golden Bay Mortgage before and had a great experience, so we used him again for our home purchase in Truckee. He delivered once again we closed a conventional loan in just 21 days with zero hiccups. Clear communication, fast execution, and a smooth process from start to finish. Highly recommend Cam and Golden Bay Mortgage.

Golden Bay Mortgage led by Cam Villa is the BEST lending service I’ve ever worked with in my 36years of buying and refinancing homes! I was so lucky to find him. Cam knows the market, he knows the “climate” of interest rate changes, and he is an expert at advising his clients, all with unique, individuals goals and needs. His team is awesome and assisted me along the way as if I was their only client. David Alvarez and Komal Johal! ! Hats off to you both!!! I am saving several hundred dollars a month by refinancing a second home after only 7 months because the interest rates dropped enough AND (this is important!) because he has access to funding and homeowners insurance companies that offer incredible rates! I not only encourage you to contact Cam/Golden Bay Mortgage but truly ur

I was referred to Cam and his mortgage group by my realtor, and I’m so grateful I followed that recommendation. I bought a home just one week after I started looking, something I never expected, especially since I had never taken out a major loan before. Everything happened so quickly, but Cam and his group was there for me every step of the way and made the entire process feel manageable. He even answered my very first phone call on a weekend, which meant a lot since my work schedule during the week is so hectic. Throughout the entire process, Cam and his entire team made sure all my questions were answered clearly and patiently. My parents had quite a few questions as well, and Cam handled every one of them with ease, knowledge, and professionalism. What I appreciated most was how flexib

Cam at Golden Bay Mortgage Group helped my fiancé and me buy our first home, and we honestly couldn’t be more grateful that we worked with him and his amazing team. He took what could have been a super confusing, stressful process and made it feel easy and straightforward. Cam was always available during days, nights, and weekends to answer our questions and provide support/reassurance. Looking back, we can’t imagine going through this process with anyone else. Huge shoutout to Komal and David as well for all their help along the way!

Cyrus was amazing to work with throughout my home-buying journey. He was incredibly patient as I wanted to see multiple homes and asked for detailed information on each one. At times, I became discouraged and worried that I might have to settle for a home that didn’t fully check all my boxes. Cyrus never let that happen. He made sure I got everything I wanted and ultimately found me the perfect home, it’s everything I envisioned and more. He was always responsive, took every call, answered my many questions, and guided me through the process with professionalism and care. If you’re looking to buy or sell a home, Cyrus is truly the one you want by your side. Thank you for everything, Cyrus!