Gelt Financial, LLC

When every traditional lender turned me away, Gelt was the only one willing to actually evaluate my situation. After a divorce that devastated my credit — including two foreclosures and a PPP loan taken out in my name — I was shut out of conventional financing. Even my own bank of over 20 years, whose actions were the primary cause for the credit damage, refused to work with me or offer solutions. They only threatened enforcement. I had significant equity in a commercial property, but because of the credit fallout, it was inaccessible through traditional channels. Gelt focused on the asset, the equity, and the exit strategy — not just a credit score. Bridge financing isn’t cheap, and it shouldn’t be confused with bank rates. But they were transparent, responsive, and I dealt directly with

We brokered a deal with Gelt Financial and their professionalism and creativity was top notch. Our deal was complexed and not many lenders could handle it but Gelt worked with me to find a solution for our client that was perfect! They made us look like heroes to our client. Thank you Gelt team!

Gelt Financial was a pleasure to work with and was able to assist a client of mine with a difficult transaction. The process was seamless and Gelt Financial was able to get this done for us on a short turnaround given the timeframe the client had to close. I truly appreciate the efforts of the entire Gelt Financial Team, and I look forward to doing more business with them moving forward!

As a mortgage broker, I’ve worked with many lenders, and Gelt Financial consistently stands out. Their team is responsive, professional, and makes the process smooth from start to finish. Always a pleasure to work with—highly recommend!

I had the absolute pleasure of working with Paul, Marcy and Michael. They were flexible on loan terms and approval and worked out many roadblocks that came up. Super flexible. We didn’t have to order an appraisal as promised and funds were deposited on the day of funding as agreed. The loan process was smooth, loan terms were fair, credit was never pulled and appraisal was never ordered as promised. Overall, a perfect experience.