Emi Hartkopf / Southard - NMLS #2478956

Emi was an absolute dream to work with through our refinance process. We went into it with a bad previous experience and left this one with an entire different outlook! She was thorough with her explanations and answered any and every question we had throughout the process. I never felt overwhelmed during this whole process, even with hang ups with getting documents together, because of how reassuring she was during the process! I would recommend (and already have) Emi to anyone for their mortgage needs, she is truly the best!

In this season of Family and HOME we want to share our immense gratitude for all that Emi Hartkopf Southard has given to make our Forever Home a reality. She has given her ALL to make our home buying journey as seamless as possible. And she has succeeded. She has researched and answered every single one of our questions and concerns. Her high level energy, her wisdom and patience have paved the way to a successful outcome. We are blessed beyond words for the privilege of having Emi Hartkopf as our mortgage loan officer. She is golden. She is the Real Deal. She will fight for your best interests every step of the way. Bravo, Emi. And THANK YOU ALWAYS

I had an excellent experience working with Emi Hartkopf on my mortgage loan. She was quick to respond to all my questions and made the entire process smooth and efficient. Emi was consistently professional, knowledgeable, and reliable throughout every step. I truly appreciate her attention to detail and commitment to providing great service. I highly recommend Emi to anyone looking for a seamless mortgage experience.

I'm a real estate agent, and Emi was the lender for some recent buyers of mine. She was incredibly proactive in keeping me informed of the progress of the loan, had competitive numbers that won my buyers over, was ready to close earlier than we needed to be, and made getting to closing look like a cake walk. If you're looking for a lender, Emi and the team at Portage will take excellent care of you!

We refinanced our home loan and the process came with some pretty severe complications due to a previous lender and Emi and the team at Portage Bank (shoutout Becky!!) worked tirelessly to make sure our new loan was set up properly. Very responsive to any and all my crazy questions 10/10 customer service but just as important 10/10 qualified knowledgable professionals who know what they are doing. Highly recommend using Emi as your loan officer! 👏