Bank of the James Mortgage

Worked with Chris Richardson on a client of his as I do real estate photography. He is amazing with communication! Wishing continued success with him as we move foward!

Chris Richardson did an amazing job getting my clients to closing! Highly recommend anyone to use him as their loan officer.

Debbie was amazing as she helped us navigate all the intricacies of purchasing our first home. She was friendly, kind, patient, and professional while making us feel relaxed and stress-free. I'd highly recommend Debbie for all your needs.

We worked with Chris Richardson, who truthfully, "saved the day" a few times in the process. This was a complicated transaction at the exact time our home bank was being acquired and changing systems, bank names & account numbers. It could have been a whirlwind of chaos - except for Chris' patience & persistence. He plodded through all of the documents to answer questions when we were out of town with limited linternet access. He worked with us, made phone calls, and had the persistence to keep going to the very end. I'll have no hesitation working with Chris in the future. Highly recommended.

After researching the benefits of doing a Reverse Mortgage it was no question that Bank of the James was the bank to deal with. They are local and easy access to a branch and readily available. They also have one person that you have to communicate with and no “the next available”. Rayetta Webb, VP of Reverse Mortgage, was knowledgeable and answered my many questions. Your service will be tailored to meet your special needs when possible and reachable at all times. If this is something you have wondered about give her a call. Always ready to help!