Assurance Financial - Birmingham

Joel Holmes was absolutely an amazing loan officer to work with and I cannot recommend him enough. From the beginning of my loan until the end he was by my side even showing up at the closing of our home! Joel and his team went above and beyond even responding on nights and weekends! If we ever purchase again Joel will be our first call!

Joel was great at communication, no matter what day of the week or what hour of the day. We both work 9 to 5 jobs most lenders will only answer you during those hours of the day. However, he was very kind to make time for us Regardless of what time a day, it was. He always got all of our paperwork and our name's correct. Even when our real estate company couldn't. For being first time home buyers, he explained everything in great detail, which really helped a lot and told us things our real estate company should have told us but didnt. He really was great to work with he made the process of buying our first home very easy and seamless. If I purchase another home ever I will use joel.

Rutherford Yeates is an excellent lender with top notch communication skills. As a Realtor, I have had multiple closings with him and his team. My buyers have all had successful closings with no surprises in the end.

As a self-employed woman, the idea of buying a home in the U.S. felt overwhelming at first, but working with Rutherford Yates at Assurance Financial changed everything. From day one, he guided me through every single step of the home loan process with patience, transparency, and genuine care. He didn’t just handle the logistics, he gave me smart, personalized financing advice and made sure I fully understood each part of the process. He was always available to answer my questions and never made me feel rushed or confused. To anyone who thinks homeownership is out of reach because of your background, race, or self-employment status—please know this: We can do it. With the right person guiding you, like Rutherford, the dream of owning a home in the U.S. becomes a reality. I’m beyond grateful

Jennifer is over-the-top awesome in every way. She is knowledgeable about her products. Her communication is fantastic. I have closed several properties with Jennifer and she has saved deals that were going south more than once for my clients. I love to work with her and you will too