Almond Tree Mortgage: Karstin Hickerson, Mortgage Broker NMLS #239050

I cannot recommend Karstin highly enough! As an insurance agent working closely with her, I've witnessed firsthand her exceptional dedication and expertise in the mortgage industry. She is not just a lender but a pillar in our community, with years of invaluable experience that shines through in every interaction. Karstin is highly respected for good reason. Her deep knowledge and meticulous attention to detail ensure that every client receives personalized care and the best possible mortgage solutions. She goes above and beyond to guide clients through the complexities of home financing, making the process smooth and stress-free. Beyond her professional competence, Karstin truly cares about her clients' well-being. She takes the time to understand their needs and goals, offering tailore

Karstin was a pleasure to deal with! I knew from the first time I send her an email and got a response late on a Sunday evening that she would make the refinance process painless for me. She was extremely responsive to any questions or concerns I had throughout the process and worked to make things as easy as possible for me. I would definitely recommend her for your mortgage needs!

I have work with Karstin on two different occasions in the last two to three years, first to purchase our new Home, and at that time she was Working with Caliber Home Loan, than to refinance that loan Working under Almond Tree, which move our rate down to 2.99, which was a blessing to me and the Family. Karstin, was able to inform me about other companies that offer me money to refinance with their companies because I was not going to refinance at all, but I had offers from $1000.00 up to $27,000.00 cash back, but none of those Companies loan include insurance or taxes and Karstin was the one who said look out for that, if you chose to go with someone else, and because of that none forceful attitude I chose her even though I did not received any money for refinancing. I have recommend her

Karstin and her staff were beyond amazing to work with. My husband and I were first time home buyers and she was extremely helpful and explained everything to make sure we understood the process, completely, before we made any decisions. She was available at all times to answer our questions through email or phone call. She made the process memorable, and made sure our fur babies would also be happy with our home purchase. Highly recommend Karstin!

I’ve been so busy moving into my new house that I haven’t had a chance to right a review till now. But oh my goodness, Karstin is everyone dream of what a lender should be, she is the best to work with, super friendly, incredibly knowledgeable and the best! She really truly cares about her clients and is incredibly speedy at getting you whatever documentation you may need. She’s truly the best! I’m definitely going to be using her again. I highly recommend her to anyone I talk to who is in the market! She’s knows all the little tips and tricks to get you what you need. I’m so incredibly impressed by her work. Still can’t believe how easy it was to buy a house and how quickly it all happened! Thank you so much, Karstin! We appreciate you soooo much! God bless you!