The Funding Store

I first want to say thank you to Gardner Cummings "The Funding Store" I first meet Gardner Cummings in 2020 when I did a refinance he did an incredible job getting me an unbelievable refinance rate of 2.49. Now 2025, was my Second encounter with Mr. Cummings who again assisted me in purchasing my new condominium in LongBeach Long Island NY, and again he was able to secure me a New mortgage with a great rate he also made the process so easy and quick, very professional guided me through everything I needed to do. Thank you to Gardner Cummings "The Funding Store!!!!

Vicki Phillips is outstanding... knows her mortgage products inside and out... always goes the extra mile to keep the transaction moving smoothly... always has her files ready to close ahead of schedule. Vicki has done several mortgages for me personally and many more for my real estate clients. I recommend her 100%.

Working with Mary Lou over the past several years has been an absolute pleasure. We’ve successfully closed multiple transactions with her, both personal and commercial. She is not only knowledgeable and skilled but also consistency accessible to communicate with making the process smooth on our end. We recommend Mary Lou to all our friends/family!

Victoria is truly one of a kind. She is incredibly fast, efficient, and highly knowledgeable in her field. Every time I work with her, she makes the loan process smooth, straightforward, and far less stressful. Her attention to detail and commitment to excellence consistently stand out. I've had the pleasure of working with Victoria for several years now, and every experience has been outstanding. She is an absolute professional and a joy to work with.

I had a wonderful experience working with Victoria. She went above and beyond to help me secure my loan and made the entire process smooth and stress-free. She was knowledgeable, professional, and always quick to answer any questions I had. I truly felt like she cared about getting me the best outcome possible. I highly recommend [Loan Officer’s Name] to anyone looking for a reliable and dedicated loan officer.