The Charles Garneau Team - Neighborhood Loans

As a real estate agent, I’ve worked with a lot of lenders over the years, and Charles Garneau and his team at Neighborhood Loans are truly in a league of their own. I’ve partnered with Charles for many years, and he consistently delivers at the highest level. Most recently, he absolutely knocked it out of the park on a first-time homebuyer transaction. Not only did he secure an incredible amount of credits for my buyer, but he also locked in an interest rate that was almost unheard of in this market. My client was blown away. More importantly, he felt confident, informed, and genuinely cared for every step of the way. Charles communicates clearly, moves quickly, and solves problems before they become problems. My clients consistently tell me how much they love working with him, and that

I had the privilege to have an amazing team working in my journey to sell and purchase a home.I felt at ease because everyone in Charles Garneau Team at Neighborhood Loans had my best interest in mind. The team delivered professional, and response in a timely manner. Thank you all for a job well done.Wishing you all a Healthy and Prosperous New Year's.

Working with Charles and his team was an outstanding experience from start to finish. They handled every step of my homebuying process with professionalism, efficiency, and clear communication. Everything was explained thoroughly, and they made sure I was comfortable and informed throughout the entire process. Their responsiveness, attention to detail, and commitment to getting things done quickly truly set them apart. My realtor Michael from Live Florida Realty told me from the beginning that Charles was the best, and now I can personally confirm that. I highly recommend Charles and his team to anyone looking for a smooth, reliable, and professional home financing experience. Thank you again for everything.

Charles Garneau and his team here in Lakeland are truly exceptional. Their level of service, communication, and professionalism is second to none. From start to finish, they keep everyone informed, answer questions quickly, and make the lending process smooth and stress-free for our clients. As a local real estate professional, having a lender who is responsive, knowledgeable, and proactive makes all the difference. Charles consistently exceeds expectations. His team is organized, solution-oriented, and genuinely cares about getting our buyers to the closing table with confidence. If you’re looking for a trusted, locally based lender who delivers five-star service every time, Charles and his team are it!

The team was wonderful!! They were friendly and professional. They kept me abreast as to which forms I had to complete in a timely fashion. They gave me advice on what to do with my next steps to move forward. I mostly dealt with Charles and Haley. They were awesome! I would definitely do business with them again in the future. Also, kudos to my realtor, Karina Figueroa, who referred me to The Charles Garneau Team. Ms. Figueroa guided me through the process and made me feel at ease.