Sapphire Mortgage

Nancy and the Sapphire Mortgage team are the best! They treated me like family and kept me informed on a regular basis. I was given options and advice as to which mortgage program to select. The process was completed in a shorter time frame than expected. The Sapphire Mortgage team is definitely the team to work with. I will always recommend them to friends and family!

Nancy and her team are excellent! Their communication, collaboration, and coordination throughout the process were top-notch. As a Realtor myself, I know how important it is to strategize and stay client-focused, and they truly deliver on that. I really enjoyed working with them, appreciate all their hard work and professionalism, and look forward to working with them again!

I've known Nancy and her team for several years and they helped some of my clients. This time, I needed Nancy and her team for myself. My husband and I faced several challenges and with the hard work, patience and dedication from Sapphire Mortgage they were able to help us find a solution. They went over and beyond for us and communicated with us along the way. We are truly blessed to have worked with Nancy, Mariana, Isabel and the team. They really are miracle workers! :)

Nancy and team Sapphire were completely impressive at every stage of application through closing. Nancy's experience was so evident as she answered all my questions and really coached me on how to choose the best mortgage options. Not only was her top notch professionalism fully appreciated, but her personal touches along the way really made working with this team a joy, instead of a chore. Thank YOU Nancy, Thank YOU, Mariana and Isabel. I could not be happier with choosing this team for making our new Maui home dreams come true.

Nancy Bayron and her talented and intelligent team at Sapphire Mortgage were fantastic in assisting me in my endeavor to purchase my dream home in Hawaii. My loan situation was complex due to two 1033 IRS exchanges (Lahaina fire funds) and a 1031 IRS exchange simultaneously into this dream home. I had several properties fall out of escrow in California causing Nancy to re-shuffle my situation. My loan closed timely avoiding a 50k non-refundable deposit! Nancy Bayron and her team made it happen for me! Her team was always friendly, courteous and made the entire process convenient and understandable. The online application made the process easier. Her rates are competitive, and she does her homework in obtaining the best rates out there. I certainly would use Sapphire Mortgage as this was my