Luminate Bank - Ho-Ho-Kus Branch

Luke and Laura were outstanding. This was our first time buying a home, and they guided us through every step of the process from "can we do this?" to "sign here." They answered emails immediately and picked up the phone every single time we called with a new question--always taking extra time to explain every detail and advise us on our options. I can't imagine a better experience, and recommend Luke at Luminate to all my friends and family.

Luke and Laura made the home buying process very pleasant. Throughly walked us through every step of the process and communicated throughout. 10/10 would recommend.

If you’re looking for an honest firm that gets work done efficiently with exceptional communication throughout the process - then you’ve come to the right place. The team here will walk you through every step, making every step informative and educational so there are never any surprises. I’ve worked with this team for multiple houses throughout the years and I keep coming back because no one else compares to the level of professionalism given here. Thank you always

We’ve worked with Luke and his team twice now, and they’ve been amazing both times! His expertise helped us better understand our budget and he provided us with smart strategies to make our offers more appealing. The document portal was easy to use. Laura kept us updated regularly and Nancy was thorough and helpful in gathering and explaining all the necessary documentation. Though the process could be stressful at times they made it smooth! What really sets Luke and his team apart is their continued support even after closing. They continue to monitor mortgage rates to help us make smart decisions. We were so grateful for their help with getting us our second mortgage with them - we highly recommend them!

Luke was an absolute pleasure to work with—professional, responsive, and extremely knowledgeable. He made the mortgage process smooth and stress-free, taking the time to explain every step clearly. His guidance was invaluable, and we always felt we were in good hands. Highly recommend him to anyone looking for a reliable mortgage expert!