Kelly Jennings - Senior Mortgage Loan Officer NMLS 2003818 - Lower Local Mortgage

As a local realtor, I highly value having a reliable mortgage partner, and Kelly Jennings is top-tier. We just successfully closed a VA loan for a military family in Holly Ridge, NC, and the process was flawless. Their communication on the appraisal and underwriting was excellent, ensuring we hit our closing date without a hitch. If you're looking for a lender who truly understands the VA and thw military markets, this is the team. Looking forward to many more smooth closings together!"

Kelly was super easy to work with, especially being active duty and traveling during my home buying process. He is super knowledgeable about VA loans and was able to help me purchase my second house while still using a VA loan. I will definitely use him as a lender again if I am purchasing another house in the area.

Kelly accomplished the seemingly impossible with my VA loan. The time from having an offer accepted to sitting at the closing table took just over 14 days! The most efficient loan transaction I have experienced. Kelly worked with me to get better rates than other institutions and stayed on top of all the requirements while clearly communicating what was needed of me without extra fluff. Do you want a loan officer with a team that will fight tooth and nail to get you closed on a house? Get Kelly Jennings with Lower Mortgage.

Kelly Jennings at Lower Local Mortgage was an absolute win for my buyers. I reached out knowing he had strong VA loan experience, and he jumped in immediately, connected with my clients, and made them feel confident from start to finish. Super smooth transaction, fast responses to both me and my clients, and zero stress. I’d highly recommend Kelly to my fellow agents with VA buyers or honestly ANY buyer looking for a great lender that gets it done!

Working with Kelly Jennings was great! I represented the seller in a transaction and we had a complex issue come up regarding solar panels. With teamwork and a positive mindset he was able to resolve this, and get the VA loan to close on schedule. Great work!