Jeff Richards at Rate (NMLS #483537)

Jeff and his team at Rate are very knowledgeable and willing to assist from start to finish. The communication I received during the loan process was very prompt and precise. I would not hesitate to work with Jeff in the future.

We had a great experience with Jeff refinancing our home. His expert advice and follow up were greatly appreciated. He made the entire process extremely smooth and easy. We highly recommend working with Jeff and know we will again!

Jeff was very patient and helpful. He worked with me to navigate several difficult situations. As a business owner with student loans, I posed a unique situation that was not straight forward for processing a mortgage. Despite these complexities, Jeff guided me step by step. He was always courteous and professional and displayed excellent communication skills. As a result of his assistance, I got a great mortgage for my home purchase. I highly recommend Jeff and Guaranteed Rate.

First class service. I worked with Jeff years ago as a first time home buyer. Jeff was professional, prompt, patient, thorough in his responses and recommendations. I felt confident and well informed through the process. When it came time to refinance, it went without question who I would seek out. I got the best rate both times with Jeff. You really couldn’t be in better hands with this team

We worked with Jeff and his team on the original purchase of our home and then years later with the refinancing. Both times we were impressed with Jeff's knowledge and professionalism, his ability to always respond quickly, no matter if I sent a question at the end of the workday, he was flexible, patient, and very informative, clarifying all my doubts. I highly recommend him for any mortgage needs.