JD Terry at Rate (NMLS #455169)

Working with JD Terry and his team, was hands-down the best part of our home-buying journey. He made what is usually a stressful, high-stakes process feel incredibly manageable. JD is professional, proactive, and kept us updated every step of the way. We never felt like just another file on his desk. If you want a lender who actually cares about getting you into your home, JD and his team is your guy.

Working with JD on our home loan was truly an amazing experience. He went above and beyond for us from start to finish, and I can’t say enough great things about how dedicated, fast, and efficient he was throughout the entire process. JD was always on top of everything, he communicated clearly, explained each step in a way that made us feel confident and informed, and moved quickly to make sure we were able to close on our home. You can tell he genuinely cares about his clients and takes pride in his work. We always felt supported and prioritized. Buying a home can be stressful, but JD made the lending part feel easy. We are so grateful for all of his hard work and the effort he put into helping us get into our new home. I would 100% recommend him and Guaranteed Rate to anyone looking to

Reliable, responsive, and truly considerate to our needs. I would highly recommend JD and his team. They provided easy to understand instructions, helpful advice and always willing to answer questions. Quality and competent customer service. We were beyond pleased with JD and his team through the lending process.

It was an absolute pleasure to do business with JD Terry, Elizabeth Stilwell, and Suzanne Gray of Guarantee Rate. They made my first loan process very much painless and now my refinancing of my home was so easy and a no brainer. I would definitely recommend JD and Rate to others needing advice on who to use for a wonderful experience. Thanks for the hard work and support!!!

JD Terry and his team at Rate went above and beyond. They helped from the jump— pre approval through closing. They had great attitudes and relieved a lot of stress. We were first time home buyers and knew nothing about the process. JD and his team swooped in and answered all of our questions plus they went the extra mile to explain everything thoroughly and made sure we were fully informed about every step of the process. Using a VA loan seemed overwhelming until we connected with Rate and truly as a vet I couldn’t recommend them more. I truly am thankful for the work they put in because now we are sitting in our home stressing over paint and not Zillow alerts.