FLO Mortgage

Using Flo Mortgage was an easy process. Anthony was great to deal with and very responsive anytime we had questions. Our processor Brenda was also amazing and extremely helpful through the process. As a nervous first time home buyer these two made everything seamless and we are so grateful for all there hard work.

Working with Rich Cottingham at Flo Mortgage has been an outstanding experience from start to finish. As a Realtor, having a lender who is responsive, knowledgeable, and truly invested in the client’s success makes all the difference — and Rich consistently delivers on every level. He communicates clearly, explains each step in a way that puts buyers at ease, and is always proactive about solving problems before they become obstacles. My clients appreciate his patience and professionalism, and I appreciate how smoothly every transaction moves when he’s involved. Rich goes above and beyond to make sure buyers feel supported, informed, and confident throughout the loan process. If you’re looking for a lender who combines expertise with genuine care, Rich Cottingham is someone you can trust.

I recently worked with Ratzel Diclo of FLO Mortgage for my home mortgage, and the experience was absolutely outstanding! From the initial consultation to closing, Ratzel was professional, responsive, and made the entire process seamless. He offered competitive rates, clear communication, and went above and beyond to answer all my questions. Highly recommend—five stars all the way!

I loved working with Joy. She was super fast, always attentive, and incredibly responsible. Everything worked quickly and precisely. She's a great person with extensive knowledge. Thank you for making my dreams come true.

The FLO mortgage team was great. I would highly recommend as they were very communicative and efficient during a big move for our family. Thanks again Joy and team!