Embrace Home Loans - East Greenwich, RI

Mike Raffa handled a refi for my wife and I, and the experience we had was amazing! There were several hurdles that had to be dealt with, including a poorly conducted appraisal, winter storms, and my emergency hospital stay, and Mike was able to find a solution to each problem encountered. We were still able to achieve the goals of the refi and to close promptly. His professionalism, attention to detail, and perseverance were outstanding, and made the process a pleasure to the end!

Bob Beck has been on my team from day one, and I truly cannot imagine navigating my first home purchase without him. Where other mortgage officers focused on getting my business and overwhelmed me with jargon, Bob did the opposite. He invested real time ( and I mean hours) walking me through every step of the process, from the initial mortgage application to pre-approval documents and multiple Closing Disclosures. He made sure I actually understood what I was signing and why it mattered. When I felt overwhelmed, Bob never pressured me. He gave me the space I needed to process, patiently waited for me to be ready, and then helped me get back on track with confidence. He closely monitored interest rates and took the time to educate me on how and why they fluctuated with changing news, em

Jon is in a class of his own! He is a fantastic lender. As a realtor, I can always trust he will offer superior service to my clients and when it came time for my husband and I to purchase our own property, I was beyond happy to have Jon in our corner. He is super knowledgeable, honest, and kept us on track throughout the entire process. Always available and quick to respond. And in general, goes above and beyond to make the buying process smooth and stress-free. Highly recommend!

My experience with John was excellent! He was very knowledgeable. They explained each step of the mortgage process, and answered all questions thoroughly. They responded quickly to emails and calls, which kept me informed. Their proactive approach anticipated potential problems and offered solutions. This made the home buying experience less stressful.

Bob Beck is the absolute best, I’ll never purchase a home without him. I was new to the process and he patiently walked me through every step. He was always available, always responsive, and handled my uncertainty with compassion. He just gets things done and makes it look easy! When I’m ready to purchase a vacation home, I know who I’ll call! If you’re lucky enough to work with Bob and Linda, then you’ve found the dream team. They were able to take on all the stress, correct my mistakes, and guide me through the process with the utmost patience. I couldn’t have done it without their expertise and guidance! I couldn’t be more grateful for Bob and Linda! Thank you, both!