David Thornton - Lower Mortgage

Winter Haven, FL · Mortgage lender

Rating
5.0/5
★★★★★ 5.0
Reviews
7
Rank in Winter Haven
#46
of 130 real estate agents
City Percentile
71%
rating percentile
Address
David Thornton - Lower Mortgage, 429 1st St S, Winter Haven, FL 33880
Phone
(863) 287-7115
Website
www.davidthorntonmtg.com

David Thornton - Lower Mortgage is a real estate agent located in Winter Haven, FL. It is one of 130 real estate agents listed in Winter Haven. Its 5.0-star rating is above the Winter Haven city average of 4.3 stars. There are 6 photos associated with this location.

About David Thornton - Lower Mortgage

Your Local Mortgage Expert. FHA, VA, Conventional, Jumbo, USDA, 1099 & Bank Statement Loans, DSCR, 1st Time Home Buyer, Down Payment Assistance. Big Box products with honest hometown service. Your 5 Star Mortgage Lender.

Customer Reviews

★★★★★ 5.0 Kylie Kidd · Jan 2026

My husband and I used David for our first home. I can’t recommend him enough! He was amazing throughout the entire process. Attentive to all of our questions and quick to respond. We appreciate all his hard work.

★★★★★ 5.0 joseph Formby · Sep 2025

We recently closed on our new home, and I can’t say enough good things about David Thornton and his team! From start to finish, the entire process was smooth, professional, and stress-free. David took the time to explain every step clearly, answered all of our questions promptly, and made sure we always felt comfortable and informed. His team worked quickly and efficiently behind the scenes, ensuring that everything stayed on track for closing. What could have been an overwhelming process felt simple and seamless thanks to their organization, expertise, and genuine care for their clients. We’re so grateful for David and his team’s dedication and support throughout this journey. If you’re looking for a loan officer who goes above and beyond to make the home-buying experience easy and enjoya

★★★★★ 5.0 Angela Schaffner · Oct 2025

Dave is the best lender. I am a realtor and when it came time for me to need a lender, Dave is who I turned to. Not only for me personally but my son. He is who I recommend to all my clients as well. He always goes above and beyond to get the deal done.

★★★★★ 5.0 Rodney Rosales · Oct 2025

Credit Impact is minimal for an FHA loan through lower, very straightforward underwriting. Great teamwork, big shoutout to Wendy Buckingham on David's team. David is an excellent person to work with, and a friend who works hard to make it possible, and Wendy is no different, she is hardworking and goes the extramile to make things happen

★★★★★ 5.0 Kade · Feb 2026

Amazing work made getting my home and working with my conditions a breeze great communication as well !!

Accessibility & Amenities

✓ Wheelchair Accessible Entrance ✓ Wheelchair Accessible Parking Lot

Services

Mortgage lender

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This listing is informational. Contact the business directly to verify credentials, services, and availability.