David Thornton - Lower Mortgage

My husband and I used David for our first home. I can’t recommend him enough! He was amazing throughout the entire process. Attentive to all of our questions and quick to respond. We appreciate all his hard work.

We recently closed on our new home, and I can’t say enough good things about David Thornton and his team! From start to finish, the entire process was smooth, professional, and stress-free. David took the time to explain every step clearly, answered all of our questions promptly, and made sure we always felt comfortable and informed. His team worked quickly and efficiently behind the scenes, ensuring that everything stayed on track for closing. What could have been an overwhelming process felt simple and seamless thanks to their organization, expertise, and genuine care for their clients. We’re so grateful for David and his team’s dedication and support throughout this journey. If you’re looking for a loan officer who goes above and beyond to make the home-buying experience easy and enjoya

Dave is the best lender. I am a realtor and when it came time for me to need a lender, Dave is who I turned to. Not only for me personally but my son. He is who I recommend to all my clients as well. He always goes above and beyond to get the deal done.

Credit Impact is minimal for an FHA loan through lower, very straightforward underwriting. Great teamwork, big shoutout to Wendy Buckingham on David's team. David is an excellent person to work with, and a friend who works hard to make it possible, and Wendy is no different, she is hardworking and goes the extramile to make things happen

Amazing work made getting my home and working with my conditions a breeze great communication as well !!