Daniel Torres Home Loans

We had an amazing experience working with Daniel Torres at NEXA Mortgage. As a VA buyer, Daniel helped us purchase a brand-new construction home with a super low VA interest rate and no down payment, which honestly felt unreal at first. On top of that, he helped us negotiate seller credits from the builder, which covered a big portion of our closing costs. Daniel explained everything clearly, stayed on top of the process, and made sure nothing slipped through the cracks. The process was smooth, fast, and way less stressful than we expected. If you’re a veteran looking to buy a home, especially new construction, and want someone who truly understands VA loans, low interest rates, and how to maximize your benefits, I highly recommend Daniel Torres. He goes above and beyond and truly cares

As someone who works in law enforcement, I value honesty, efficiency, and follow-through and that’s exactly what we got working with Daniel Torres at NEXA Mortgage. Daniel helped my family buy a brand-new construction home using our VA loan, and the experience was outstanding. He secured us a very low VA interest rate, walked us through the process step by step, and made sure we took full advantage of VA benefits with no down payment. He also worked directly with the builder so we could receive seller credits toward our closing costs, which made a huge difference. Daniel was always available, explained everything clearly, and handled the process professionally from start to finish. If you’re in law enforcement, military, or a veteran looking to buy a home, especially new construction, I

We just bought our first home in Imperial and couldn’t be happier with the experience. Our realtor referred us to Daniel Torres, and from day one he made the whole process so much easier. As first-time buyers, we had no idea where to begin, but Daniel was patient, explained everything in detail, and guided us step by step until the keys were in our hands. Daniel worked closely with our realtor and even helped negotiate with the builder to cover part of our closing costs, which saved us a lot of money. On top of that, he got us a great interest rate that made our monthly payment really affordable. If you’re looking to buy a home in the Imperial Valley or anywhere in Southern California, we highly recommend Daniel. He truly cares about his clients and makes sure you get the best deal possi

We just bought our first home in Imperial, and Daniel Torres made it happen! We looked at so many houses, but he stayed with us through the entire process until we found the perfect one. He helped us shop our loan with over 280 banks to get a super low interest rate and very low closing costs. The process was fast, smooth, and stress-free. Daniel was always available to answer our questions and made us feel confident every step of the way. We highly recommend him to anyone buying their first home!

We finally found our dream home in Imperial, we were nervous about finding the right home and getting approved, but Daniel Torres made everything easy. He guided us through every step, helped us look at multiple homes, and found us the perfect one. He compared over 280 lenders to get us a low interest rate and super low closing costs. The process was quick and simple, and we never felt lost. If you want an easy, fast loan process with someone who truly cares, Daniel is the best mortgage lender in Imperial County!