Bill Grath & Melissa DeBenedetto at Rate (NMLS #110448)

Melissa and Bill are a great team! While I mostly dealt with Melissa, I could tell it was a team effort that went beyond just Melissa and Bill. They handled my refinance with efficiency and kept me informed every step of the way. It was a pleasure working with them. If you're looking for a great team, Melissa and Bill at Rate are your people!

We’ve been working with Bill and Melissa for more than 5 years and as usual, our most recent experience was quick, streamlined and painless. They have always been honest, kept us in the loop and put us in contact with one of their peers who’s assisting us with our Virginia property. We highly recommend them.

Melissa is Truly the Best in the Business! We recently closed on our first home, and I can say without a doubt that we wouldn’t have made it through the process without our team of vendors by our side. As a first-time homebuyer, there were so many unknowns, and it could have been overwhelming—but Melissa walked us through every step. From the very beginning, she was incredibly patient, informative, and encouraging. She took the time to walk us through every detail, educating us about each step of the mortgage process so we always knew what to expect. No question was too small, and no hurdle was too big—Melissa handled it all with confidence, clarity, and genuine care. Her and her team navigated many bumps in the road, unexpected situations, closing date switches, etc. At the end, she made

Bill & Melissa we're extremely helpful in securing Our mortgage and quickly responded to calls or emails with questions throughout the process.

Melissa and her staff are phenomenal! This is the 2nd time using guaranteed rate with Melissa and we wouldn’t think of using anyone else for our mortgage needs! Thank you for all your help!