Alterra Home Loans

I have recently got to know about Joe while searching for best loan options. He has tremendous knowledge and understands the customer needs to provide with the right kind of loan options and best rates. I am always informed well about various available rates to choose from. There were precise instructions on the required documentation for loan processing. He and his team works hard to ensure that the loan gets processed on time. Within 2 days , he got my appraisal and also conditional approval . In about 2 weeks , he got the loan approved and got me ready for closing. I highly recommend to go with Joe for any of your mortgage loan needs.

We recently worked with Joe Adsit at 1st Rate Mortgage Services to secure a mortgage loan for a new home purchase. Joe displayed a high level of competence and professionalism as he helped us through the application process under the new lending rules. Not only was Joe extremely knowledgeable but he was always willing to take the time to go over the process and address any questions we had in detail. I would highly recommend him to anyone looking for the best rate on a home mortgage.

First time homebuyer here. My wife and I had a great experience working with Joe. He was very knowledgable about the mortgage process, and he worked hard to get us the best rate possible for our situation. I would definitely recommend him to anyone looking to buy or refinance.

We recently worked with Joe on our refinance. He was prompt and always available. He found the best deal for us, we shopped another lender & broker. We had issues with the lender (not due to Joe or us) and Joe made sure to accommodate and address immediately the best he could to not inconvenience further. Will definitely be referring business to him in the future.

First connected with Joe during "shopping for loan" phase, he assisted me in comparing the other quotes that i received and after thorough review, he suggested me to go with big bank based on my workplace benefits. After 1 mth , the big bank denied the loan due to some policy related to immigration and had only few days left for closing. I connected back to Joe on advice and assistance in this critical moment. He assured me that he will try his best to expedite and close on time. He provided me with best rates. Within a day , he got the appraisal and underwriter conditional approval . In less than a week , he got the loan approved and was ready for closing.I would highly recommend Joe for your future loan needs.